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Furniture on Finance
Flexible Finance Options with MSofas
At MSofas, we understand that investing in quality furniture is a significant decision. That's why we offer flexible finance options to make your purchase more manageable. Through our partnership with V12 Retail Finance Ltd, you can spread the cost of your new sofa with ease and convenience.
Why Choose Finance?
Spread the Cost: Manageable monthly payments that fit your budget.
Immediate Enjoyment: Take home your perfect sofa today and pay later.
Transparent Terms: No hidden fees, just clear and straightforward financing.
Finance Plans Available
- Interest-Free Finance (0% APR)
Term: 6, 9, 12, 18, or 24 months
Minimum Spend: £500
Deposit: Optional
Enjoy up to 24 months of interest-free payments, allowing you to spread the cost of your purchase without any additional charges.
- Classic Credit (14.9% APR Representative)
Term: 24, 36, 48, or 60 months
Minimum Spend: £500
Deposit: Optional
For those who prefer an extended payment period, our classic credit option offers flexible terms up to 60 months with a competitive interest rate.
- How to Apply
Applying for finance with MSofas is simple and quick:
Select Your Sofa: Browse our extensive collection and choose the sofa that suits your style and needs.
Choose Finance at Checkout: At checkout, select the finance option that works best for you.
Complete Your Application: Fill out the secure online application form provided by V12 Retail Finance Ltd.
Instant Decision: Receive an instant decision on your application. Once approved, confirm your order and get ready to enjoy your new sofa.
Eligibility Criteria
To qualify for our finance options, you need to:
Be at least 18 years old.
Be a UK resident for at least 3 years.
Have a UK bank account capable of accepting Direct Debits.
Have a credit or debit card registered to your home address.
Have a stable income through employment, self-employment, or retirement.
Frequently Asked Questions
Can I Pay Off My Loan Early?
Yes, you can settle your loan early at any time. Contact V12 Retail Finance Ltd directly to discuss early repayment options.
What If My Application Is Declined?
If your application is declined, you will be notified immediately. You may still choose to complete your purchase using an alternative payment method.
Will There Be a Credit Check?
Yes, applying for finance involves a credit check to ensure eligibility.
Contact Us
For any questions regarding our finance options, please get in touch with our customer service team at support@msofas.co.uk We’re here to help you bring home the sofa you love with a payment plan that works for you.
Msofas Limited is authorised and regulated by the Financial Conduct Authority (FCA) and acts as a credit broker not a lender; FCA registration number 622650. Msofas Limited (07711857) Registered office C/O Hodgson Hey Ltd Heritage Exchange, South Lane, Elland, England, HX5 0HG .
Msofas Limited acts as a credit intermediary and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is subject to status. Terms and Conditions and minimum spend applies. V12 Retail Finance Limited registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority; FCA registration number 679653. Registered office: V12 Retail Finance Limited, Yorke House, Arleston Way, Solihull, B90 4LH. Not all products offered by Secure Trust Bank T/A V12 Retail Finance are regulated by the FCA.