Loxa’s optional five-year furniture insurance covers specified accidental stains, damage and selected defects under its policy. It is for domestic use by eligible UK residents aged 18+.

The price varies. Review the IPID and full wording before choosing it, including exclusions, claims conditions and when cover starts. Normal wear and transit damage are among the listed exclusions. Keep the policy schedule with your order papers so you can identify the correct route if you later need help.